White label payment gateway cost. Fees, Maintenance and a Lot of Costs! When you decide to build your own payment gateway, you save the fees associated with the third-party. White label payment gateway cost

 
 Fees, Maintenance and a Lot of Costs! When you decide to build your own payment gateway, you save the fees associated with the third-partyWhite label payment gateway cost  To develop a payment gateway will cost you thousands of dollars, but it’s difficult to estimate a specific sum, for this project also implies lifelong costs for product maintenance and salaries for the

With no iFrames. However, the potential revenue. com ; Support; Help;. Here are the basic steps on how it works: Step 1: It all starts when a customer places an order on a website by pressing the submit order or checkout button. May 14, 2022White-label payment gateways offer businesses a way to deliver on these expectations, providing a fluid and customized payment experience, saving. mPOS & POS SDK . Cost effective and quick to deploy, our white label payment gateway provides certified technical connectivity to all the major Australian Banks and switch providers in addition to more than 80 international banks supporting multiple payment types, including all major credit and debit cards, Direct Debits, PayPal and more. => Visit Tap2Pay Website #6) EasyPayDirect. With top-notch technology & modern payments infrastructure providing services to Banks,. With no iFrames or redirects, and a 99. With Mastercard Gateway you can leverage: Bring your brand and customer relationship front and center with your own payment gateway solution, powered by Mastercard Gateway. Therefore, this solution is not for small and medium-sized businesses with tight budgets. AsiaPayTech offers a fully customizable white-label payment gateway for banks and payment service providers, enabling them to extend payment processing services to merchants and other business entities around the globe. A white label payment gateway is a solution that allows you to extend payment processing services to your customers under your own name. Payment Orchestration Platform. and while this is a common option for consumers and businesses alike, the cost of processing these payments can be a significant detriment to profit margins, as. Magnius is a white-label payment gateway for banks, PSPs and merchants. White-label payment gateways can offer transparent pricing, such as setup, monthly, or transaction fees, with no hidden fees or charges. We offer a built in 3-D secure support module. 997% uptime track record, you or your merchants can start accepting payments immediately. Testing and QA. ISOs looking to upgrade outdated gateways with a customizable white label solution for modern payment processing. Payment types and. Customers need to scan the code using their crypto wallet on mobile devices. Apart from being cost-efficient, white label payment gateways help businesses to decrease the time to market and start offering services to their merchants right away after a single integration with the white label solution provider. Fast forward your business with Razorpay. White Label Payment Gateway. Stripe’s white-label service can be more complex, but also provides more flexibility and customer support. Same-day deposits with no extra fees. Get started with white label payment gateway . For some people, it might sound quite expensive, but you need to understand that. Fraud protection, high-end invoicing systems, data analysis, management tools, and white-label payment gateways are offered by the Amsterdam-based firm. Payneteasy's gateway is a fully brandable, white-label solution. Payneteasy's gateway is a fully brandable, white label solution. Payment processing fees: Interchange plus 0. But unlike in-house-development, white label payment processing doesn. The $30 monthly fee for Level 3 processing will be quickly recouped with Level 3 interchange savings. While regular gateways contract with merchant acquirers or ISOs to resell their payment gateway’s brand, white label payment gateways allow, and even prefer, the merchant acquirer or ISO to brand and sell the payment gateway services as their own. A white-label payment gateway pros. However, the potential revenue generation and the enhanced brand experience often outweigh the initial costs. Listed by. With a white label payment gateway, businesses can maintain a seamless, branded payment experience, reinforcing customer trust. 5. White label payment gateway technology can ensure that your payment data and. This way, instead of hundreds of thousands of dollars, you can get access to a. Credit Card Processing without a Merchant Account; Transaction Processing Cost Reduction: Smart Negotiations; Smart Processing Cost Reduction Strategies; Open Source Payment. The security of white-label payment processing isn't compromised. PAYMENT GATEWAY SOLUTIONS PVT. Step 2: Next the merchant securely sends the details of that customers. India. Payment Gateway. All white label payment gateway providers must comply with Payment Card Industry Data Security Standards (PCI DSS) and other. Read on to know more about a regular payment gateway, how a white label payment gateway is different and what main advantages it can offer you. 9p. One of the primary benefits of white-label payment gateways is that they can help businesses reduce their costs. net is another great WooCommerce payment gateway that is widely known for its easy integration and smooth payment processing. But your platform also requires high prices to support it. It streamlines processes, eliminating the need for manual tasks like expense reporting and payroll management. Cons of White Label Payment Gateway Solutions. A white-label payment gateway is a fully developed payment gateway solution that businesses can rebrand and customize as their own. Here are some of its main differences from open source payment gateway: Zero development. A white-label payment gateway is a fully developed payment gateway solution that businesses can rebrand and customize as their own. A few examples of who our white-labeled payment solutions are for. Run your own scalable and competitive payment business saving up to 70% in development and operational costs. white label payment excellence. Growth potential. It means, by adding your business logo to the customized payment solution, you can show your business identity and bring confidence among customers. Our powerful White Label online casino software built with a focus on security and stability. White-label payment processing offers multiple benefits for ISVs or SaaS companies looking to offer payments as part of their integrated solutions. For example, you can handle credit card payments in various currencies using this payment gateway. 9% plus 30 cents for card-not-present transactions. Stripe has transparent fees at 2. 3. It has all the features of a traditional payment gateway—e. The use of a white-label payment gateway will solidify your relations with your merchants and put you in. SOFTSWISS Gaming Platform. These fees can include access to customer support, software updates, and ongoing maintenance. Best for Safe and Fast Payment Gateway. Credit Card Processing without a Merchant Account; Transaction Processing Cost Reduction: Smart Negotiations; Smart Processing Cost Reduction Strategies; Open Source Payment Gateway: Fees and Savings; Your Own. White label payment gateway gets you online with a scalable technical infrastructure that we enhance and maintain for you. Get an engage account manager who will support you on the platform or on PayFac. 3 Security Features; 4. 9 trillion and is expected to grow by 6% per annum to $2. Work with a White Label Payment Gateway Provider A much better and more cost-effective alternative is going the white label route. By choosing a provider with strong security measures, businesses can confidently protect their customers' sensitive data and establish a reliable online payment system. Reduce your total cost of payment processing. Flex 3DS & 3DS Routing Improve success rates, lower costs and stay compliant with flex 3DS and 3DS routing;. A white label payment gateway is a payment processing service that allows businesses to accept online payments from customers using various payment methods such as credit and debit cards, digital wallets, and mobile payments. Generally, independent development can cost you from $300K to $700K or more, while opting for a white label solution can save you hundreds of thousands of dollars. Registered DBA and ISO programs can get you up and running fast, saving you thousands of dollars in card brand registration fees. Tokenization & Credit Card Vault. As we outlined above, a payment gateway is responsible for authorizing transactions between customers and merchants. The cost of implementing a white label payment gateway. Payment Processing Software. Payneteasy. Cost-effectiveness: By using a white label drag and drop website builder, you don't have to invest in the. White label payment gateways offer various branding options, such as customizing payment pages, using custom URLs, and tailoring customer. Level 3 processing is easy with the PayKings high risk payment gateway. Expertise. Akurateco’s gateway is a fully brandable, white-label solution allowing you to own the end-to-end ready-to-use, PCI DSS gateway with zero development cost. In this article, we will look at white-label payment gateway cost and why is it worth starting a PSP business with this type of software. Time- and cost-efficient. From this amount, the merchant will pay $3,50 to the card network, $2 to the payment gateway, $1 to the payment orchestration platform, and $3,50 to the acquiring bank. Smaller companies with fewer sales tend to choose to pay per transaction. Many businesses can become interested in building their own payment gateway: merchants wanting to reduce payment service fees, startups looking into offering a gateway in an underserved region, or online companies who started out with a white label service that is now presenting them with technical limitations instead of support. The white label payment gateway ensures that you and your clients are protected from chargebacks. A white-label payment gateway is basically a customizable payment gateway that allows you to place your brand’s logo and image on the payment gateway page. In the ever-evolving landscape of online payments, businesses are constantly seeking efficient, secure, and cost-effective solutions to process transactions seamlessly. In addition, you are allowed to sell these services directly to your clients through the payment solution. The advantages of white label payment gateways include quicker time-to-market, cost-effectiveness, enhanced customer trust through consistent branding, and the ability to focus on core business. White label payment gateway is a payment processing technology that processes payments in a personalized form. Reduce IT Costs Significantly. As the name suggests, this is a white-label payment gateway solution that can be bought ready-made. The technology to set up a white-label payment gateway is free. A white-label payment gateway adapts to changing business needs. The unprecedented impact of coronavirus on economy of all major countries triggered the end of an 11-year bull-market run. Typically, it is a monthly flat fee with an additional transaction fee. This cost-effective option is great for enhancing your brand and reputation. Businesses typically utilise a white label payment gateway to allow customers to make payments via a third-party gateway but under the business’s brand name. Payment gateways help your business to securely process payments. HyperPay focuses on the B2B sector, providing its clients with three white-label products including payment gateway technology, e-invoicing and an AI data analytics platform. In simple terms, you can add your company’s logo and customize the payment experience for easy brand recognition with a white label payment gateway. The white label provider handles the technical aspects of payment processing, while the partnering business can customize the gateway’s user interface to match its branding,. After deducting a transaction fee, the payment gateway sends the money to the merchant’s bank account. Why payment platforms like PayPal are in demand? According to McKinsey, the global payment market revenue in 2019 was $1. White Label Payment Gateway service augments a business's silhouette in the work field. They can use the payment gateways’ APIs to. 6%. Gaming content. White label payment gateway costs are based on the features you need. A white-label payment gateway is a fully developed payment gateway solution that businesses can rebrand and customize as their own. A white-label payment gateway is a fully developed payment gateway solution that businesses can rebrand and customize as their own. White label payment gateway is a ready-made solution that allows businesses or brands to start processing payments under their own brand using the third-party technical infrastructure. A white-label payment gateway is a fully developed payment gateway solution that businesses can customise to their requirements and rebrand as their own. Therefore, maintenance and development will be easier and you’ll have lower costs. Enhanced Security. Design—UI/UX designers, project manager. One of the most appealing aspects of a white-label crypto payment gateway is its low transaction fees, typically ranging from 0. The Advantages of Using White Label Cryptocurrency Payment Gateway Solutions. Payment gateways Negotiate, contract with, and integrate payment gateways 1-4 Varies by gateway, but typically a combination of fixed and per transaction fees PCI compliance (and EMV certification, if needed) Validate Level 1 PCI DSS compliance (includes on-site auditor visit) 3-5 $50,000–$500,000 Merchant management systemIn the world of white-label payment gateway providers, it doesn’t get better than this great offer! Ikajo International. Our payment gateway resellers feel comfortable and endorse a product that brings the absolute best in payment solutions. Transport Operator. Dive even deeper in Small Business. A smart and sophisticated gateway solution takes a lot of time and skill to build and maintain. “White” here refers to a product manufactured by another company with a white-label tag with no brand name or trademark on it. 6%. Benefits of White Label Merchant Payment Gateways. However, there are many distinctions and benefit with the white label service. Contact Shaw Merchant Group at (855) 200-8080. The white label solution that we offer at Coinsclone will cost you around 7000 USD to 12,000 USD. Core functionality of a white-label payment gateway 1. 4. Development—developers, DevOps, project manager, architect. With a payment gateway white label solution, customers can create their own merchant and user accounts and set up the individual payment methods for each merchant. When the online payment gateway is chosen wisely and carefully it is easy, secured, cost-effective, and efficient. White Label Cryptocurrency Payment Gateway companies, such as COINQVEST, have the skills and capability to provide the most cutting-edge creative technologies to help ease online crypto payments. Free up to 60% of business costs with. Wednesday, October 11 2023. Benefit from having an advanced ready-made. Zero. Here time is the king and investing in an existing solution may be more cost-effective. We continue to get inquiries from people and companies. PSP (payment service provider) is a company you, as a merchant, choose to process your incoming and/or outgoing online transactions. E-wallet. When enabled, Checkout can. Deliver the best payments experience for your merchants and their customers across every channel and every device: in-store, mobile, online or self-service. At Spell, we manage everything payment-related end-to-end in a comprehensive software solution, including payment orchestration as part of our suite of tools for clients. The cost of establishing a separate team to create and customize items will be borne by the corporation. Our white-label payment gateway is fully-customizable allowing you to fine-tune the solution to your. Payment Gateway: White label payment platforms often include a payment gateway component that acts as a bridge between the business and various payment methods. 1. 2 Monthly Subscription also; 5. The system can be deployed very rapidly and cost effectively in any number of configurations. But a white label gateway takes things one step further by allowing. In this article, we will look at white-label payment gateway cost and why is it worth starting a PSP business with this type of software. No cost White Label Payment Gateway Platform. A white-label payment gateway services. ISOs also consider the pricing and cost-effectiveness of the white-label payment gateway provider. They include: Cost efficiency. 000 and $250. The $30 monthly fee for Level 3 processing will be quickly recouped with Level 3 interchange savings. If you are considering using a white-label payment gateway. we've got worthwhile and adjustable. Expertise. Source: financialit. So, transition is a reasonable step only if this 1% exceeds $150,000-200,000 annually in absolute values (this is the approximate amount you will have to pay for gateway maintenance, PCI audit, development, support etc). Apart from being cost-efficient, white label payment gateways help businesses to decrease the time to market and start offering services to their merchants right away after a single integration with the white label solution provider. The white label gateway delivers the necessary adjustments in this case. A white label payment gateway allows merchants to accept digital payments without having to invest in their own hardware or software, which saves them money on upfront costs and helps them get started quickly. Payment software, infrastructure and team as a service. . Moreover, we feel that payment facilitation, merchant, and gateway services are as relevant and demanded as ever. Payment to Payout Reconciliation. A white-label payment gateway is a fully developed payment gateway solution that businesses can rebrand and customize as their own. LTD. An article describing the flavors of white-label payment gateway solutions that can be used by ISOs to provide gateway services under their own brands! The wisdom of payments processing. Advertiser disclosure 8 Best Payment Gateways of November 2023 Accept cards on your website with a payment gateway that meets your needs. When the payment process takes them to a different website, many people feel uneasy. net. UniPay Gateway is an omni-channel payment gateway that offers three different solutions: Payments as a Service, White Label, and On-Premises. Please note: We are an acquirer agnostic payment gateway and integrate with the acquirer of. Once implemented, you pay a fee per transaction. Interchange plus 0. 997% uptime track record, you or your merchants can start accepting payments immediately. White Label PSP Service the best White Label Payment Gateway for the payment service providers, and a great opportunity to be a payment service provider & earn money. Significant upfront cost; PCI certification is required; Conclusion. Featured by. It is a middleman between a customer, merchant, payment gateway, acquiring and issuing banks. You can accept and process credit card payments in various currencies. You just take the readymade white label solution, put your logo and brand name on it, configure it, and become the gateway provider for your customers (cardholders or merchants). Deploy your payment services either by direct connection or via server payment pages. The term “white label” means legally reselling the product or software created or developed by a third party. Your needs as a company are evaluated with a personal Strategic Channel Manager who will work closely with you to develop a relationship and white label solution that is mutually beneficial to all parties and something you can trust in. Use 2-factor authentication, whitelist, PIN code and other features to never worry about the protection of your funds again. Read More. White Label Payment Gateways — Become a payment service provider with a competitive. Here are some key factors that affect the white label payment gateway price. Cost-Effective Solution: Our white label payment gateway is cost-effective compared to traditional payment gateway solutions, allowing you to save on processing fees and other charges, helping you optimize your payment processing costs. Introduction A white label payment gateway is a service that allows you to accept credit cards and other forms of electronic payments. Product. While the specific costs may vary depending on various factors, such as business size and operational requirements, it is crucial to approach this endeavor confidently. The Spreedly payment orchestration platform assists merchants and marketplaces, and platforms with transaction processing from virtually any gateway or service. White label payment gateways have emerged as a popular choice, allowing companies to offer payment. Instead of the traditional manual process, use the more cost effective and faster alternative to automatically and securely complete payment terminal key. Thursday October 12. Scalability:. The. Get a full-featured white-label payment gateway to provide acquiring services for small-medium retail and e-commerce businesses of any size. In. Compare costs It only takes a minute. The Advantages of Using White Label Cryptocurrency Payment Gateway Solutions. So, under the circumstances a white label. This personalized payment solution contains all the features that a traditional payment gateway provides. 1. Users can integrate various. Flexible Payout Schedules. The white label crypto payment gateway processes and converts crypto funds into fiat money, enabling the online business to accept fiat money for the purchase. Be notified of everything that's going on in your account via our website alerts, Telegram bots, or email. The safety module is developed with innovative technologies and allows to compile and manage “black” and “white” lists. Establish ROI and Apply Payments. Out of all the obtainable choices, a white-label payment recourse can be accurately labeled as the most cost-effective expenditure outcome. 24/7 Technical Support. White labelling the payment gateway effectively allows for the best possible solution at the best possible price which would be very difficult to achieve with a ‘hit and trial’ method of in-house development. Affiliate management system. The key lies in determining which payment gateways offer the most cost-effective solutions for your customers. Advantages of the White Label Payment Gateway: Cost-effective payment processing solutions for startups and small businesses;White Label Payment Gateway. It offers customization options for branding and user experience while outsourcing the technical and compliance aspects of payment processing to a third-party. Get your business ready with all white labelled Payment Gateway . In March 2021, Flutterwave became a. We estimate a minimum viable product (MVP) for a payment gateway to cost between $150. Our provided white-label gateway allows businesses to accept credit card payments in different currencies and offer payment processing services. If that’s so, opting for a white-label solution can be the way. Thereafter, that helps unite. Payment Gateway Cloud; Flavors of White-label Payment Gateway; White Label Payment Gateway and Why Businesses Implement It; Paradigms. By using a white-label payment gateway, companies can avoid the expense of building their payment infrastructure. This includes an end-to-end white label payment gateway with terms that may be appealing to business users with high volumes of low-value transactions. The development of a payment gateway can cost your business a real fortune. Lessen expenses by availing a ready-made payment gateway rather than investing. A good strategy might be to license a white label online payment gateway and then, as your processing volumes grow and your needs become more sophisticated. A white-label payment gateway is a fully developed payment gateway solution that businesses can rebrand and customize as their own. white label payment service provider is a ready-made solution through which you can offer online payment processing services to companies under. A self-hosted white-label payment gateway. Users can build comprehensive, intelligent, and branded digital payment solutions. The cost of implementing a white label payment gateway varies depending on the features you require, but typically costs less than $10,000. Cost-Effective: Developing a payment gateway from scratch can be expensive. You can start with almost no budget dedicated to technology, receiving the top-notch tools to start processing payments being technically in-line or even ahead of the competition within days, not years, and focus. If. This option offers businesses greater control over the payment process, more branding opportunities, and potentially lower costs. Testing and launch—QA specialists, DevOps,. Manage all your payment gateways in one back office using advanced analytics tools. Same-Day Deposits are available to merchants on integrated software platforms with a 5:00 pm PT cut-off time for payments processed on WePay. Cardstream is a global connector of payments, offering 360 ° comprehensive solutions. Plus, you don’t have to pay any gateway fees. Enjoy instant access to 300+ connectors, smart routing, and a flexible fee constructor to provide your clients with a smooth checkout experience. Stripe: best for worldwide sales management. Localisation i. Partners. Thus, when a customer clicks “Buy now” on your website, the system doesn’t transfer him to a different page. Developing your own payment gateway can cost you an arm and a leg. White label exchange; Wallet development; Coin Development; Tokenizations; Address. Costs of Online Payment Gateway Integration. Our white-label solution has been used by Fortune 10 companies and the largest facilitators in North America. Expand to offer your software in 35+ countries. The selected development platform for the solution can vary in complete cost. – 150+ payment methods; – Zero development cost and fast onboarding; – On-premise. Product Overview. The white label option is easier to implement and allows business owners to save resources. Security. Incorporate surcharge fees to help your. Perks of White Label Payment Gateways Cost-Effectiveness. A white label custom gateway is the best option for those who don’t want to lose time on legal, development, and operational tasks. g. PAYMENT GATEWAY SOLUTIONS PVT. A white label platform designed to make you win in the payments business. It includes professional services that allow you to customize and add. In spite of pandemic-driven economic recession, electronic payments go on, more or less, as usual. Time to market. The IXOPAY payment orchestration platform brings independence and flexibility to your online payment management. We provide intuitive payment solutions to businesses of all sizes. We started off as developers for foreign companies and later became an expert in white label payment gateway solution. Cost . Akurateco is a global white label payment solutions provider. The fully Serverless infrastructure which has been awarded by Amazon Web Services can handle millions of transactions per second. Multi-provider solution. PTPWallet is focused on three directions: flexibility, ease of use, and industry leading security. Personal cryptocurrency tailored to your needs. Take control of compliance. How To Activate Payment gateway in B2C White Label Travel Portal; Manage pages in B2C White Label Travel Portal;Over 47 clients have acquired our white label solutions: cryptocurrency wallet, our cryptocurrency exchange, and payment gateway. This way, SaaS companies and. Let’s create a strong future for you and your banking customers. Technical support and. The other company/ business rebrands it and used it as its own. The Advantages of Using White Label Cryptocurrency Payment Gateway Solutions. White label solutions offer a more cost-effective alternative, allowing businesses to allocate their budgets more strategically. 4. Naturally, white label billing solutions from Spell come with a core set of payment gateway features, such as API with multiple integration methods, libraries, SDKs, plugins, routing, and other payment tools. The final cost of a white-label payment gateway depends on the payment gateway provider you choose, the number and volume of transactions you process per month, and the number of merchants you service. With crypto becoming a mainstream mode of payment, having a digital asset compatible payment processor is just the impetus your business needs. Highest level of card data security. Our integrated software offers a seamless customer experience by using direct integration, hosted forms, developer-friendly API. Understanding these recurring fees is crucial for budgeting and long-term planning. Book guided presentation of the white label payment gateway. It has all the features of a traditional payment gateway—e. 0. This website provides white-label payment platforms to various companies. This demonstrates the legitimacy of the checkout, assuring the shopper and fostering loyalty. Now, let’s take a moment to compare these prices (1. Additionally, white-label payment gateway providers often offer competitive pricing, which can help businesses. 1 One-time Setup Fee; 5. The advantages of white label payment gateways include quicker time-to-market, cost-effectiveness, enhanced customer trust through consistent branding, and the ability to focus on core business. A white-label payment gateway is a fully developed payment gateway solution that businesses can rebrand and customise as their own. ¥ 409,792. Cost-effective payments platform. This model allows companies to offer seamless, secure, customised payment solutions without developing the technology from the beginning, which can be costly, time-consuming and fraught with. The upfront costs are minimal, and you can learn the business inside and out with a lot of room for growth. Time to market. In the context of payment. Ikajo is a high-risk payment processor offering an astonishing 50% of its net revenue to its referring agents. net. It routes transactions to the. Besides, with it, you can cut the processing costs by automating the fees based on sales volumes, business type, etc. But if you want to pay for APIs and other third-party features, add an extra $20K to $30K for integration. We guarantee smooth onboarding, secure transaction processing, and minimized fraud and chargeback risks thanks to our powerful technology and 15+ years of hands-on experience in the industry. A payment API is not the same as a payment gateway. Upgrade or launch your payments business in a day; Optimise IT costs & risks by using the SaaS platform; Keep continuously improving by receiving updates; Demo Tour. By Kurt Woock, Karrin Sehmbi Last updated on. You can find out more about the real numbers from this article here, where we go. This extends to accepting payments through a website. First of all, your costs are minimal since you do not need to spend time and money on the long development and testing of your own payment system. Payment gateway providers often offer white labeled payment processing solutions. Read on to know more about a regular payment gateway, how a white label payment gateway is different and what main advantages it can offer you. The online payment gateway service obtained in the name of the business or brand is the White Label Payment Gateway. Provided as a platform as a service (PaaS), IXOPAY uses one API to connect you to numerous payment service providers (PSPs), acquirers and processors. We also provide on-demand integration services with unlimited providers and have ready-made integration. Traditional gateway offerings allow merchants to process through them while paying a per-transaction fee, but white labeling is not always available -- and custom development is almost never an option. Consider the following. By using our best white-label cryptocurrency payment gateway, you can create a stunning crypto payment gateway platform within a week at a moderate cost. These companies offer all the same features and functionality as the payment gateways that they sell, but they don’t have to build their own systems or maintain their own databases. It is because processing companies can now direct payment card transactions for processing to the acquiring banks for which these transactions are Intraregional, Domestic or even On-us. ISO and Reseller programes. Factors Affecting White Label Payment Gateway Costs. Once implemented, you pay a fee per transaction. Within card processing cost it is mostly markup that is negotiable. The white-label payment solution includes more than 300 ready-made integrations with various providers, banks, and APM. Mass transit the personal way. However, one might wonder about the cost involved in starting a payment processing company. A white-label payment gateway is a fully developed payment gateway solution that businesses can rebrand and customize as their own.